Beavercreek, Centerville, Springfield, and Vandalia

Photograph of Ginny Foster

Ginny Foster


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Experimental cook, Disney movie expert, New Kids on the Block fanatic. Meet Ginny Foster. The only thing she loves more than Christmas (and decorating for Christmas!) is her husband, Jason, and their daughter, Kenzie. She’s a former Rotary President and active member since 2009. Oh, and this UD grad loves her Flyers basketball. Ginny has been in the finance industry since 2005, and she’s the perfect person to help you purchase your new home.

License NMLS446140/LO.054053.000

Photograph of Brittany Merchant

Brittany Merchant


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Brittany lives with her husband Zephrey, and their children Beckham, Maddox, and Isabella in Beavercreek, OH. As a family they enjoy trips to Young’s Dairy, camping at State Parks, and cheering on the Buckeyes. (O-H!) When she is not busy chasing her three kids, she will be busy helping you chase the American Dream. With over 8 years in the finance industry Brittany epitomizes integrity, hard work, and creative service in every customer interaction and she looks forward to working for you!

License LO.058597.000/NMLS1227783


"Ginny helped us to be “pre-qualified” to begin our home search. She was wonderful throughout the mortgage loan process. She was very responsive to each and every question we had as the loan application progressed. She was friendly, professional and proficient at her job. We would ask for her again!"

- Gregg & Peggie Johnson

"Ginny was so great to work with. She answered my MILLIONS of questions. She was so patient and looked out for my best interest. She reviewed every possible option for our family to help us make the best possible financial decision. Work with Ginny. You won’t regret it! "

- Rachel Butler, Customer

"She is an amazing Mortgage Consultant. If I had a question she made sure to get back to me promptly and was very knowledgeable. I would highly recommend her to anyone."

- Lori Branham


*The rates & payments shown are illustrative only. Contact a loan officer for actual rate/payment quotes.


Sibcy Cline Realtors
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Sibcy Cline Home Services