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Loan Application Checklist
Gather this information about your financial history, work experience, places you've lived,
and how many cavities you had in middle school. (Ok, maybe not the cavities.)
Ready to get started?
Download the printable checklist here.
Employment History
Copies of all W2's from last two years
Copy of a full month most recent paycheck stubs
Copies of two years' tax returns and year-to-date P&L for self-employed borrowers, sales representatives,
and commissioned people
Statement from courthouse showing child support payments
Award letter from Social Security of Permanent Disability
List Of Creditors
Name/account numbers of all credit cards
Name, address, and account numbers of all loans (auto, student, personal)
Recent two-year history for a present mortgage (name, address and account numbers)
Recent two-year history for rent (names and addresses of landlords)
Financial Information
Copies of two months of all bank statements, savings, checking, and Credit Union accounts
Stock certificates or Bonds (if used for closing)
Gift from a relative: Need a gift letter from donor, verification of donor's account that holds the funds,
and proof of gift transfer
Purchase contracts on sale of present home and/or relocation agreement for transferee
FHA/VA
Name and address of nearest living relative
Photo ID and Social Security Card
VA Loans: Certificate of Eligibility and copy of DD214 (Discharge papers)
Miscellaneous
Two-year address history for each borrower
Copy of cancelled earnest money check
Divorce decree (if applicable)
Copies of leases if rental property is owned by the borrower
Condominium documents
Application fee
