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The vanilla ice cream of loans... and who doesn't love vanilla ice cream? Conventional loans are geared towards those with good credit. The better your credit score, the better your rate. This loan is best with a 20% down payment, but you can put down as little as 5% if you're willing to pay mortgage insurance.
Not ready to commit for 30 years? We get that. ARM gives you flexibility to move and pay down the principal faster.
ARM's can have a steady rate for 3, 5, 7, 10 or 15 years. The best of both worlds; commitment AND options!
ARMS are available with Conventional, FHA, VA, and Jumbo loans.
Go big AND go home! Not all homes fit into standard financing. If you are looking for a loan over $453,100 the JUMBO is the mortgage for you. It's similar to a conventional loan. Get below $453,100 and other loan types become available.
Looking for long-term commitment? These mortgages aren't commitment phobic. You'll get the same rate for all 30 years of your mortgage.
Fixed are available with Conventional, FHA, VA, USDA, Jumbo, OHFA and KHC loans.