What's the right loan for me?

Overwhelmed by loan choices?

We want to simplify that.

Look at the loans below and "Like" the ones you're interested in.
Then we'll send you more information about just those loans.
Simple. Right?

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CONVENTIONAL

The vanilla ice cream of loans... and who doesn't love vanilla ice cream? Conventional loans are geared towards those with good credit. The better your credit score, the better your rate. This loan is best with a 20% down payment, but you can put down as little as 5% if you're willing to pay mortgage insurance.

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FHA

Smaller down payment? We hear you. FHA loans only require 3.5% of the purchase price for the down payment, keeping more of your $$$ in your pocket. This loan can be a little quirky: fall zones, condos and the ever important lava zone 2 are issues. The catch? Mortgage insurance does not fall off the loan.

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VA Loans for Veterans

Active or honorably discharged? This could be the loan for you. If you qualify, the VA will provide you with a Certificate of Eligibility that allows you to finance up to 100% of the purchase price! And most importantly, we thank you for your service.

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OHFA

Ohio Housing Finance Agency is a loan for first time homebuyers (definition: no home ownership in the past three years). With OHFA loans homebuyers can put little to no money down on their home. There are income restrictions as well as required homeownership classes.  And rates can be higher with OHFA loans.

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USDA RURAL DEVELOPMENT

If city life isn't for you, then this loan might be.  Although there are income and location restrictions (based on zoning for urban sprawl) … for the right buyer and home, you can get 100% financing with USDA loan.

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KHC Kentucky Housing Corporation

Similar to OHFA, this is a loan for first-time homebuyers (definition: no home ownership in the past three years). With KHC loans homebuyers can put little to no money down on their home. There are income restrictions as well as required homeownership classes. Rates also tend to be higher.

ARM Loan Type

ARM

Not ready to commit for 30 years? We get that. ARM gives you flexibility to move and pay down the principal faster. ARM's can have a steady rate for 3, 5, 7, 10 or 15 years. The best of both worlds; commitment AND options!
ARMS are available with Conventional, FHA, VA, USDA, Jumbo, OHFA and KHC loans.

Jumbo Loan Type

JUMBO

Go big AND go home! Not all homes fit into standard financing. If you are looking for a loan over $417k the JUMBO is the mortgage for you. It's similar to a conventional loan. Get below $417k and other loan types become available.

Fixed Loan Type

FIXED

Looking for long-term commitment? These mortgages aren't commitment phobic. You'll get the same rate for all 30 years of your mortgage.
Fixed are available with Conventional, FHA, VA, USDA, Jumbo, OHFA and KHC loans.